Protecting your income has become inexpensive and simple. Term life insurance is incredibly affordable, but can be confusing. However, we fixed it. We can tell you how, or you can read on. And, yes, this might seem morbid. But, starting now saves money, and literally insures wealth.
So, term life insurance generally offers a death payout when the policyholder dies within the contracted term. If you’re considering term life, it’s likely because you want to plan for your future and the future of your loved ones. So, here’s what will help you in deciding on a policy that works for you. Spoiler alert: for less than the cost of a cup of coffee each day, you could protect more than your lifetime’s earnings. But, we digress.
What is your family’s combined spendable income?
Spendable income is the money that you make after taxes. In order to plan for the right term life insurance, you need to calculate how much money you and/or your spouse make a year after taxes, and then how you will replace this spendable income if one of you becomes deceased. You can do that by utilizing our discovery utility.
How much does your family actually need once you’re gone?
ProtectYourGoose allows you to choose the percentage of your income that goes to survivors. It’s important to remember that you should adjust this percentage according to your family’s lifestyle, excluding your own personal costs from the equation.
So how much will you pay for a secure future?
With all of these factors considered, term life premiums can be less than what you pay for cable each month— a small price to pay for the stability of your family and loved ones.
So, now the 4th question is: do you want to protect your family’s hopes and dreams?
We will provide you the most overall benefits for the lowest monthly cost. Plus, it only takes a few minutes. Fill out the form below. On the resulting discovery page, give us your contact info, and we’ll let you know. It’s really that easy.